Australia's top-performing superannuation growth funds posted more than 10 per cent returns in the 2025-26 financial year, while a few others notched losses. AFR, The West Australian and Livewire Markets released roundups of the best performers. Funds with high equity allocations generally outpaced those weighted to property after post-budget shifts. A member who lost $139,000 allegedly faced an difficulty retiring and reported debts. The AFR, The West Australian and Livewire Markets issued updated fund rankings this month.
Industry watchers say the gap between growth-oriented options and defensive ones stretched sharply across the year. Multiple high-growth products beat their benchmarks, powered by a surge in shares and business solutions exposure. By contrast, property-heavy options dragged after interest rate concerns and softer asset prices. The outlook has left members wondering whether to hold course or switch.
People nearing retirement felt the sting most: one case centred on a member who watched balances drop by hundreds of thousands, forcing them to keep working. Financial counsellors urge members to review their asset allocation and test their plan against sharp swings. Trustees at major funds note diversification as the key shelter when markets tank.
Regulators keep to push for clearer reporting on risk and costs, and watchers anticipate further rankings soon. Unless conditions shift, savers with growth funds can brace for both big wins or deep cuts in the a single period.